Payday Super Is Coming 1 July 2026: What Every Australian Employer Needs to Know
Superannuation is changing in a big way. From 1 July 2026, Australian employers will no longer pay super quarterly. Under the new Payday Super rules, contributions must be paid at the same time as wages and land in each employee’s super fund within seven business days of every payday. If that sounds like a tight […]
What is negative gearing, and who do these changes affect?
What is negative gearing, and who do these changes affect?Reform of the capital gains tax regime was perhaps the biggest announcement of the 2026-27 Federal Budget, with the 50% CGT discount to all but disappear from 1 July 2027. However, alongside changes to the CGT rules, the Federal Budget announced that the availability of negative […]
SMSF Crypto Compliance – Keeping Your Fund ATO‑Friendly
ATO Data-Matching is Live: The ATO is acquiring transaction-level data from Australian and global crypto exchanges up to and including the 2025–26 financial year matching it against every SMSF annual return. If your crypto activity isn’t reported correctly, the ATO will already know. Cryptocurrency has moved from a speculative fringe to a genuine asset class inside […]
SMSF Property Compliance Traps Every Trustee Should Know
Self-Managed Super Funds give Australians something most super members will never have: direct control over where their retirement savings are invested. And for many trustees, that freedom leads straight to property. It’s easy to understand why. Bricks and mortar feel tangible, rents provide income, and the idea of building a retirement nest egg from a […]
Division 296 and Your SMSF What High-Balance Funds Need to Know
After years of consultation, amendments, and political debate, Division 296 is now law. The bills passed Parliament on 10 March 2026 and the tax takes effect from 1 July 2026 the start of the financial year that is already underway. If your total superannuation balance (TSB) exceeds or is approaching $3 million, the time to understand […]
SMSF Compliance – ATO’s Top 10 Focus Areas in 2026
At the 2026 SMSF Association National Conference in Adelaide, ATO Deputy Commissioner Ben Kelly delivered a clear message: the regulator is sharpening its enforcement across a broad range of trustee behaviours not just paperwork. With the SMSF sector now managing over $1 trillion in retirement savings, the ATO is using data-matching, audit reviews, and direct trustee […]
When to Switch Your SMSF Administrator – 5 Warning Signs
Your Self-Managed Super Fund (SMSF) is one of your most valuable long-term assets and the quality of its administration directly impacts your retirement future. While switching administrators can feel disruptive, staying with the wrong one can cost you far more in missed opportunities, compliance risk, and unnecessary stress. Here are five warning signs it’s time to […]
Why Your Business Can No Longer Claim Deductions for ATO Interest Charges: Key Insights
The Australian Taxation Office (ATO) has introduced a significant change affecting how businesses and individuals manage tax-related interest charges. Starting from the 1st July 2025 , taxpayers can no longer claim deductions for ATO-imposed interest charges like the General Interest Charge (GIC) and Shortfall Interest Charge (SIC). This update, outlined in new legislation, aims to align the tax treatment […]
The value of cashflow forecasting for your business
Projecting your cashflow pipeline forwards is vital. To be able to navigate the future path of your cashflow, you need to start forecasting – so you can map out your financial position over the coming months and can take the appropriate action to safeguard your cash position. Plus, when you have access to detailed forecasts […]
Improve your work-life balance
Most of us aim for work-life balance in our business, but it can be a tricky thing to do when everything gets busy. Here are 5 tips that can assist at any time of year. Running a small business can be rewarding but also overwhelming – with early starts, long days and often no weekends. […]